The Home-Based Business Owner

You’re the boss – and the receptionist, the CFO and the head of maintenance, too. So who pays the bills if you can’t?

ProVider Plus disability income coverage for home-based business owners provides you the safety net you can count on - to pay the mortgage... grocery bills... car payments and utilities if you couldn’t work because of a disabling injury or illness.

With ProVider Plus it’s possible for home-based business owners to get even better disability income insurance than most corporations offer their highest paid executives – non-cancellable, guaranteed renewable to age 65, own-occupation disability insurance from one of the leading DI insurers in the country.

Own-occupation coverage is a high-quality insurance product especially appropriate for business owners like you. With this kind of coverage, previously not readily available to home-based business owners, you receive benefits if you can’t perform the “material and substantial” duties of your own occupation – even if you can work at something other than your own career. This is a key feature of Berkshire Life’s DI policy and is hard to find elsewhere.

Non-cancellable and guaranteed renewable to the policy expiration date *** – which means your policy stays in-force just as long as you pay the premiums — and premiums are guaranteed to stay the same until that time.

Forms 1400, 1500
Disability income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY. Products not available in all states. Product provisions and features may vary by state. Policy forms NC111 and NC112 in California provided by Guardian.
 

Get Well Soon…And Don’t Worry About A Thing
 

* Gallup survey, (508 respondents, aged 30-65), reported by Best’s Review.
** 1985 Commissioners Disability Table.
*** Age 67 with a To Age 67 Benefit Period: Age 65 for all other benefit periods.

Contact us now for more information.