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"From day one, when it was necessary to contact your company about my inability to work, I have been treated fairly, professionally, compassionately and expeditiously...

Your company has always been there for me and I am forever grateful."

Personal DI Customer

Features:	1	2
Working another job
High benefits
Partial disability
Lifetime graded benefits
Non-cancellable

	Berkshire Life
	Leading Competitor

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Disability Insurance

Business Disability Insurance

Business Disability Insurance

Whatever the size and structure of your business-sole proprietorship, small partnership or large company-we offer a product solution to insure you, your employees and your company against the financial hardships a disabling illness or injury can create.

Protect your income

If you own your business, you are the business. That's why it's vital to own individual disability income insurance. to cover your income if a disability prevents you from working every day.

Protect employees' income

Although you value all your employees, you compensate them differently. Our tiered disability income products allow you to carve out key employees while offering disability income protection to the rank and file, too.

Protect retirement
plan contributions

If you and/or your employees contribute regularly to a company-sponsored retirement plan, you'll want to know how to continue saving for retirement even if a disability keeps you out of work.

Protect your business

What would happen to your business if you-or another principal in your organization- became disabled? How would the company's bills be paid? How would the disabled individual be compensated? How would the remaining principals carry on? We have solutions to all those "what ifs."